14 March 2010

LIL' ACCIDENT: PART II

. . . So . . .
My dad showed up shortly and delivered us home in the middle of his morning rounds.
(Side note: Papá plays the stay-at-home dad role these days while applying consistently to jobs across the country.)

With our looming back pain, we both just wanted to lay down.
We examined Ben's open wounds, and I noticed a sprained feeling in my ankle.
When taking off my shoe I realized that ankle had been a point of impact.
Behold, one of my favorite "scars" of the crash:



I don't remember skidding enough to melt metal, but all I can say
is that it was a fluke (blessing) that I wore socks and shoes!
I think 90% of the time, I wear Chacos or flats.
I distinctly remember changing my mind that morning and deciding on socks and Simples.

Ben called insurance who said we'd get a call back from a Claims Rep within 24 hrs.
I made calls to Mom and Papá who gave good advice as to "what to do next."
(and to Nu Skin who gracefully dismissed me of work that afternoon),
And then as we prepared to get into the covers, Ben pulled out my laptop with the declaration,
"Well, if we're stuck in bed, we might as well watch some hulu!"
But his exclamation was quickly followed by an "Uh-oh. . ."

". . . your computer got dented."




When opened, the computer still worked, but the dent happened to be
on the one corner needed for charging.
In order to save battery for later when I could transfer files from it,
the dented laptop stayed closed.

So there we lay on our sunny bed, trying to relax, and recounting
the minutes before/during/after the accident
until our thoughts just stayed in our head and turned into dreams.

We didn't wake until later in the afternoon.
After those hours of still, our bodies ached now in movement!
My ankle and back/hip pain felt so intense that it was hard to walk to the bathroom.

I was just crawling around and getting dressed again,
(Ben agreed to take me to the Health Center to double-check for serious injury),
when Insurance Claims Representative Lady actually called.
Ben sat next to me while they recorded his version of the story and asked questions.

She said it was clearly her insured's fault and eventually it unfolded that:
  • Utah law prevents insurance from paying for bodily injury on anything less than $3,000
  • seeing as the price of a Vespa is pennies compared to a car, the insurance might prefer to replace the scooter all together instead of paying for the intense repairs that might accrue to the scooter's value all together.
  • Similar to the issue with the scooter, depending on the cost of repairs for the computer, they might choose to replace the laptop as well to avoid responsibility for any future malfunction even after the repair.
So, not confident that my mild injuries could reach $3,000, I settled on walking
around with a golf putter as a cane and we made the errands to get a price quote for the laptop repair, photos of the Vespa damage, and homework photos (of "his trees") for Benjamink.
While Ben printed tree photos at school, my family came to bring us Quizno's dinner,
include me in a Family Night, and to ask questions and give me attention
while I unfolded the whole story. Thanks Fam!

As much fun as stories are, I realize long blog posts are often not fun,
so, I practice my summarizing skills to describe the events since that day:

The pain and soreness has slowly decreased after that next morning. Blessing!
We made several phone calls, estimates, faxes, call-backs, and more,
and now know that they've decided to replace the computer.
(Apple store explained that the repair is classified as "4th tier"
or the very high-costing, intense replacement of the entire frame.)
!
They're sending us money for this one:


Another blessing.

Ben was just looking at these after reading the requirements for grad school.
Now, we've taken wire cutters to the bent aluminum to allow for my charger.
I still use my computer, albeit cosmetically challenged, and Ben shall get a freebie.

We have yet to hear about the Scootie since having it towed to the Vespa dealership
where an Insurance designee went to assess the damage.

Overall, we feel blessed from the lemonade come from this lemon.

7 comments:

Ann said...

I love lemonade! Glad things are working out for you guys!

Vitality Spa said...

whew! so so crazy. But you gotta love insurance :) haha I just had to throw that in, seeing as my husband is the insurance business!

Kurt Knudsen said...

glad you are alive and recoverable.
One word for the future: helmets.
Better yet, two words: no scooter.

Rebecca said...

Glad you are enjoying the beverage and especially that the both of you are all right!

Jordan said...

Yes, glad you are okay.

Tawny said...

DRAMA! :)

Gerb said...

I am just relieved to hear that all ended well. Blessings!

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